Naidu, Suwastika, ZHAO, Fang, Pandaram, Atishwar, Chand, Anand and Patel, Arvind (2021) Borrowing for health, sustainability, credit card use and ownership: a study of 74 countries. Entrepreneurship and Sustainability Issues, 8 (4). pp. 622-640. ISSN 2345-0282
ZHAO, Fang, Naidu, Suwastika and Wallis, Joseph (2019) An empirical study of e-government adoption in the United Arab Emirates: A social cognitive perspective. Information Polity, 24 (1). pp. 91-109. ISSN 15701255
ZHAO, Fang, Naidu, Suwastika, Chand, Anand, Singh, Gurmeet, Sewak, Aarti and Karan, Maureen (2018) Social networks, cultural orientations and e-government adoption behavior: A Fijian study. Information Polity, 23 (4). pp. 411-427. ISSN 15701255
ZHAO, Fang, Naidu, Suwastika, Singh, Gurmeet, Sewak, Aarti, Chand, Anand and Karan, Maureen (2018) An empirical study of e-government diffusion in Fiji: a holistic and integrative approach. Public Management Review, 20 (10). pp. 1490-1512. ISSN 1471-9037
ZHAO, Fang and Naidu, Suwastika (2015) Exploring a new e-government adoption model – A social cognitive perspective. In: Proceedings of the 8th IADIS International Conference on Information Systems. International Association for the Development of the Information Society, pp. 11-18. ISBN 978-989-8533-33-3